Consumer risk assessment solutions for
Banks
Combine the power of fraud prevention & precision of risk assessment to confidently approve more consumer applications for financial products.
We’re trusted by the world's leading companies
Capturing fraud enables you to advertise your company as a market leader, utilising the latest in security-focused financial technology.
Weed out consumer applications that have been edited from the start. Base affordability decisions on verified data.
Cut costs by automating manual reviews of financial documents. Reduce consumer waiting times and remove friction.
Fraud protection and risk management for banks
According to UK Finance, banks suffered losses of £29.7m directly due to application & account opening fraud in 2021. With the cost of living crisis worsening, these figures could rise due to a growing need for access to financial products.
The UK is the world capital of fraud in financial services. Remove risky or valueless consumer applications by detecting fake or modified documents from the outset.
Do you use Open Banking to verify income? Do you discard applicants that refuse to connect?
Remove friction & verify more applicants by converting all bank statements into unified code that can be scanned to verify income instantly, regardless of Open Banking connection.
Going through pages of bank statements is tedious. Manually estimating affordability is hard.
Analyse every consumer’s true affordability by extracting transaction and account information from statements and grouping them into easy-to-read insights.
Discover more about transaction analysis >
Regulatory compliance is essential. Ensure your company is risk-free and totally compliant by complimenting KYC checks with our risk profiling & safe onboarding AML/KYC checks.
Find out more about KYC/AML screening >
Banking
Approve more great customers
Key features of our software that help banks detect fraud and assess consumer risk.
Explore the full power of Homeppl technology
Increase the performance of your risk and ops teams by adding fraud & affordability analysis to your customer applications
Consumer risk in banking blogs
Demo the tech making consumer risk assessment more simple for banks
We'll provide a short no-obligation demo of each element of our fraud tech, book below:
